Protecting Your Tyres And Rims

Australia is a vast nation, criss-crossed by thousands of miles (or should I say, kilometres) of road. Whether you drive to corner shop or across to the opposite coast, chances are you’re rolling over all sorts of dangers. Glass, bad bits of road and just plain bad luck. Sometimes, this will puncture your tyres or damage your rims.

Usually, tyres and rims aren’t included as part of a comprehensive motor vehicle insurance policy. If they’re damaged, you’ll end up fitting the bill for new tyres or repairs to rims.

Replacing tyres is a big cost. If you drive a sports car, 4WD, a light commercial vehicle or a truck, you know firsthand just how much some sets of tyres cost. Upwards of $300 a tyre, in some cases! Replacing all four tyres could set you back thousands of dollars.

Sometimes, the damage won’t just blow the tyres out. It’ll effect your rims, too. They might warp and buckle and keep you off the road for a long time as you wait for repairs. Repairs that you must pay for.

The good thing is, you can protect yourself from having to shell out for tyres and rims. With tyre and rim insurance, you can cover your tyres and rims from blow outs, encounters with road debris, kerbs and other accidental damage. The insurance payout will cover the costs of buying new tyres or rim repairs.

Some policies go further, offering to pay for accommodation if the damage occurred far away from your home. Some offer no excess on claims and one-off payments that cover your tyres and rims for more than one year.

Tyre and rim insurance may end up saving you a lot of money. If you’re interested, you should talk to a financial professional or insurance broker to see what options are available and to get you the best deal.

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